Self-employed

Being self-employed means you can’t join a work pension scheme. However, as long as you’ve made enough National Insurance contributions, you will get the basic state pension or the Flat Rate State Pension.

So it’s essential to think about contributing to your own pension plan. This will go towards an income that gives you security in your retirement.

How much will you need?

My retirement planning calculator is designed to give you an idea of how much you might need to save each month to fund the gap in your required income. It also maps out your expected income from any existing funds.

You’ll need expert advice that’s tailored specifically to you. It will form the cornerstone of your pension planning. My Approach to Retirement Planning is founded on four key principles:

  • Advice
  • Service
  • Flexibility
  • Control

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you initially invested.

Got a question?

Do get in touch with me if you need a bit more information about these services, or any of our other financial planning advice.